Step Three: List the Challenges
What is blocking your Financial Success? What stands in the way of your Current Condition and your Optimum Condition?
As you master your Financial Health skills, you remove these Challenges to reach your Optimum Condition.
Examples of Financial Health Challenges
- Excuses like “I expected Joe would help me financially, but he hasn’t yet.” or “The only way I can get any money is to sell things and I HATE selling” or “I think I have COVID so . . .”
- Not motivated enough
- Not enough training to know how
- Past mistakes
- Dishonesty in the past
- Bad moods
- Blaming outside factors, like “I’m in a dead-end job” or “Increasing my income is too stressful for me” or “My spouse is a _____ (gambler, shopaholic, etc.) so I’ll never get ahead”
List three to ten of the Challenges that get in your way of reaching your Optimum Condition.